P.E.A.C.E. Volunteer Firefighters™

1. We Are Not Financial Advisors, Accountants, or Attorneys

All information provided through the P.E.A.C.E. Volunteer Firefighters (PVF), Qrypto CLUBS, and Team Debt Free Students (TDFS) programs is for educational purposes only. Nothing shared should be interpreted as financial, tax, legal, or investment advice. You are fully responsible for your own financial decisions.

2. This Program Is Not Free and Not a “Get Rich Quick” Scheme

Participation may require tools, resources, technology, and materials. Nothing is free, owed, or guaranteed. PVF does not offer shortcuts, schemes, or tricks. We teach Proper Education And Cooperative Economics (P.E.A.C.E.) using reading, writing, arithmetic, research, and cooperative learning.

3. Education First — What We Actually Teach

PVF focuses on financial literacy, cooperative economics, Bitcoin awareness, leadership, discipline, goal setting, and game-based learning using tools such as CashFlow, The Road to Prosperity, The 4-Hour Workweek, and The 12 Week Year. We teach how to think, not what to think.

4. Minors Must Have Parent/Guardian Permission

If you are under 18 years old, you must have parent or guardian permission to participate in any PVF activity, online or in-person.

5. Technology Requirements

To fully participate, you will need access to a laptop, desktop computer, tablet, or iPad. A cellphone alone is not sufficient for this program.

6. Drug-Free, Alcohol-Free, Opiate-Free Community

PVF is a zero-tolerance community. We do not allow the use, possession, or appearance of being under the influence of alcohol, marijuana/THC, narcotics, opiates, illegal drugs, or any intoxicating substances at any time during PVF-related activities. Any violation may result in immediate dismissal.

7. Code of Conduct — Respect, Unity, Brotherhood & Sisterhood

Every participant must treat others with respect and uphold the spirit of Love, Unity, Brotherhood & Sisterhood. Bullying, harassment, verbal abuse, threats, discrimination, or disruptive behavior are not tolerated and may result in removal from the program.

8. No Promises, Guarantees, or Entitlements

PVF does not guarantee income, scholarships, job offers, or specific results. Outcomes depend entirely on each person’s commitment, effort, and decisions. You are not entitled to rewards, gifts, or benefits simply by joining.

9. Violations & Dismissal

Violating these policies, the student membership contract, or any local organizational rules (schools, churches, barbershops, salons, youth groups, athletic teams) may result in warnings, suspension, or permanent dismissal from the PVF community. No refunds are provided in the case of violations.

10. Final Acknowledgment

By proceeding, you acknowledge that you have read and understand this Disclaimer, Code of Conduct, Rules and Regulations, and Substance-Free Policy, and you agree to follow them as a condition of participating in the P.E.A.C.E. Volunteer Firefighters community.